Terms of Service for LARA HEALTH
Effective Date: 1/1/2025
Welcome to Lara Health (the "Company"). By accessing or using our website, services, or digital platform (collectively, the “Platform”), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services. These Terms apply to all visitors, users, and policyholders who access or use the Platform.
To use our Platform or apply for any insurance-related services, you must be at least 18 years of age or have the consent of a legal guardian. By using the Platform, you confirm that you meet this eligibility requirement.
You agree to use the Platform only for lawful purposes and in compliance with these Terms. You agree not to:
Use the Platform in violation of any applicable law, regulation, or insurance compliance guideline
Access areas of the Platform not intended for your use
Introduce or transmit harmful code, viruses, or malware
Attempt to reverse-engineer, copy, or replicate any part of the Platform
Use the Platform to distribute spam, fraud, or misleading communications
Lara Health offers health-related insurance services, including quotes, application tools, and general information. Any policy quotes or educational content provided through the Platform are for informational purposes only and do not constitute binding agreements or professional health advice. All final coverage decisions are subject to underwriting, state laws, and regulatory review.
All content available on the Platform—including but not limited to website copy, designs, graphics, tools, videos, and logos—is owned by Lara Health or its licensors and protected by intellectual property laws.
We grant you a limited, non-exclusive, non-transferable license to access and use the Platform for personal and non-commercial purposes. Any reproduction, distribution, or modification of Platform materials without our prior written consent is strictly prohibited.
You may be required to create an account to apply for services, manage your insurance plan, or access policyholder resources. You agree to provide accurate, complete information and update your account as necessary.
You are responsible for safeguarding your account credentials. Lara Health is not liable for any unauthorized use of your account. Please notify us immediately of any breach or suspicious activity.
Some services, including policy premiums, may require payment. By initiating a purchase, you agree to pay all applicable fees as disclosed during the transaction process.
If you enroll in recurring premium payments or auto-renewals, you authorize Lara Health to charge your selected payment method until cancellation. Details on cancellation and billing cycles will be provided during sign-up.
The Platform is provided “as is” and “as available.” Lara Health does not warrant that services will be uninterrupted, error-free, or fit for a particular purpose. All health and insurance-related information should be reviewed with a licensed professional or advisor.
To the maximum extent permitted by law, Lara Health and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Platform.
We reserve the right to suspend or terminate your access to the Platform or services at any time, for any reason, including violations of these Terms or misuse of our services. Termination will not affect any insurance coverage already in force unless otherwise stated by policy terms.
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Florida. Any legal disputes shall be resolved in the courts located in that jurisdiction.
Lara Health reserves the right to modify or update these Terms at any time. We will post the updated Terms on this page with the revised effective date. Continued use of the Platform after changes are posted constitutes your acceptance of the new Terms.
If you have questions, concerns, or need support, you can reach us at:
Phone: +1 888-579-2957
Text: +1 888-579-2957
Thank you for choosing Lara Health. We’re here to help you protect your future, today.